This product has complex features that can create serious confusion among policy holders. There are lots of terminologies and features that you may not understand until you get hospitalized. Feel free to read all the policy yourself but experienced insurance consultants that represent strong carriers can guide you. There are different terminologies like deductible and out pocket that are different from one carrier to another.

At Vitalsurance we have a variety of affordable health insurance plans and we will assist you finding the one that fits your family’s needs!

Individual or family health insurance policies are not underwritten insurances (risk evaluated) by a company, they are guaranteed issued in the USA. Policies usually includes different benefits that may be subject to co pays, used for doctors or other outpatient visits; or deductibles for emergency/hospitalization. Sometimes a coinsurance is applied as well, so your out of pocket costs may be higher.

Members may qualify for tax credit in their medical insurance, then their premium, copay and deductible may be reduced substantially.

Temporary insurance or “short term” insurance guarantees coverage immediately for US citizen or non us citizen residing in the USA. The term of this type of policy typically ranges from one month to 6 months. Coverage excludes pre-existing conditions.

Group Insurance policies are usually for employees of small businesses business or corporations that are willing to provide coverage for their employees. The group insurance is guaranteed although some restrictions may apply. Group insurance can be set up at the state level or multi-state level. In other words, the policy may cover employees of the company working in different states. Group insurance requires having UCT6 and information about the employees.

There are options for GROUP INSURANCE that may not require UCT6 specially for multinationals or groups residing in the US with a majority of foreign nationals.

It provides insurance solutions for foreign national living abroad, it may include individual and families, corporations, foreign students and lecturers.

There are options for GROUP INSURANCE that may not require UCT6 specially for multinationals or groups residing in the US.

International insurance is for foreign residents living overseas. It is very popular all over the world. It is imperative that Foreign nationals relocating to other countries find a quality insurance that will cover them worldwide.

For instance expat relocating to the US may find attractive pricing for tailored made programs. Please call our office for more guidance. Insurance is complex but we will work with you to ensure that you know your options and provide a solution for your needs.

Foreign students and lecturers travelling overseas need to acquire a medical insurance that will provide a peace of mind. Our agency is very selective with the carriers and we will guide you in choosing the right policy for your needs. We are interested in meeting with Universities and Colleges in the US, specially the foreign student division. Our agency also offers a multicultural touch due to the fact that seven languages are spoken in our agency.

Individuals that completed 40 quarters of paying taxes into the US system should receive Part A and Part B should be requested from social security. In order to qualify you also need to be 65 or disabled or diagnosed with end stage renal disease.

We always suggest to discuss the information with a certified Medicare professional, since this product is highly compliant, we suggest to contact one of our professionals at our office at +1 786 923 0276.

We would be more than happy to set up an appointment with you subject to compliance rules.